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#Encore 5 download full
The above product information in this material does not contain the full terms of the product, for the details of the product features, terms and conditions, exclusions and key product risks, you may refer to the product brochure and policy contract of relevant products.“We”, “our”, or “us” herein refers to AIA International Limited (Incorporated in Bermuda with limited liability) ("AIA").To provide further flexibility for your financial needs throughout various life stages, you can also withdraw cash from Terminal ¬¬ Dividend Lock-in Account anytime without reducing the principal amount of your policy.įor the product details, please click here. This is available once per policy year, starting from the end of the 15th policy year.
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Through the Terminal Dividend Lock-in Option, Simply Love Encore 5 enables you to realise potential returns by transferring the latest value of the Terminal Dividend into a Terminal Dividend Lock-in Account to earn interest at a non-guaranteed rate. Realise potential returns with the Terminal Dividend Lock-in Option Otherwise, these sums shall accumulate in your policy, potentially earning interest.Īlso, once the policy has been in force for 2 years (for a one-time premium or 5-year premium payment policy) or 5 years (for a 10-year premium payment policy), we will provide you with a one-off non-guaranteed cash amount, called a Terminal Dividend if: You may choose to receive the Annual Dividends in cash, or use them to reduce any premium due under this policy (for a policy other than a one-time premium payment policy). We will distribute the profit generated from the product group of participating whole-life insurance plan by providing you with non-guaranteed annual cash amounts called Annual Dividends on a yearly basis, which begin from the end of the corresponding policy year. Simply Love Encore 5 can help you achieve guaranteed and potential gains as well as long-term wealth accumulation. This plan provides you with guaranteed cash value, non-guaranteed Annual Dividends and non-guaranteed Terminal Dividend, all of which form your policy values. Simply Love Encore 5 is a participating whole life insurance plan that covers the entire lifespan of the insured, who is the person protected under the policy. Simply apply with no medical examinations required Unemployment Benefit for extra flexibility during tough times (applicable for a 5-year or 10-year premium payment policy only) Terminal Dividend Lock-in Option to realise potential returnsĬhange of Insured Option and Contingent Insured Option to pass your legacy across future generations unlimitedlyĭeath Benefit Settlement Option to allow for flexible legacy planning
#Encore 5 download download
Please download and refer to the promotion leaflet for details.
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One-time premium payment – Enjoy up to 5% premium discount*.5 years / 10 years premium payment term – Enjoy up to 7% premium refund*.Successfully apply between now and 31 st December, 2021: